Hosting a fireworks’ display at a golf club? What you need to know
Guy Fawkes Night is a time of great excitement for children and adults alike, and a time when many golf clubs host organised firework and bonfire displays. However, whilst such events represent an ideal opportunity for a golf club to engage with its members and raise funds, they also pose significant health and safety risks. Minimising those risks, to ensure a fun and safe time is had by all, boils down to taking sensible precautions, including:
• Carrying out a thorough risk assessment to identify hazards to employees, volunteers, members and others involved or attending the event
• Making sure adequate first aid facilities can be provided; giving the emergency services details of the event, including details of emergency vehicle access
• Putting in place plans for spectator control – including controlling entrances (preferably via a ticketing system), insisting children under 18 are accompanied by an adult and providing at least one steward per 250 guests
• Ensuring the bonfire is a manageable size and built at least 15 metres clear of buildings, overhead cables, trees and long grass; never using accelerant to light the fire and ensuring a water supply is easily available
• Only buying fireworks marked BS 7114 – this is the ‘British Standard’ that all fireworks should meet. Even then, ensuring they are inspected prior to use and handled only by designated members or ideally, engaging a specialist contractor to manage the display.
The most important action of all is to always notify your insurance broker or provider that you are hosting an event and they will help manage your insurance programme for you and provide further guidance if required.
David Morgan is from Marsh. The team at Marsh has over 20 years’ experience in providing specialised golf club insurance. If you would like further information or wish to discuss the club’s insurance please do not hesitate to contact the team on 01444 335386.
The information contained herein is based on sources we believe reliable and should be understood to be general risk management and insurance information only. The information is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such.
Marsh Ltd is authorised and regulated by the Financial Services Authority for insurance mediation activities only. © Copyright 2012 Marsh Ltd. All rights reserved.